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- 1.
How do I file a workers' compensation claim?
- Your employer files a claim with their workers' compensation insurance carrier. You must report your injury or illness to your employer to start the process.
- 2.
What is Workers' Compensation?
- The RI workers' compensation system is a form of no fault insurance. It is designed to provide assistance to employees injured at work for medical expenses and lost wages. The employer buys an insurance policy to cover accidents to employees in the workplace. The employer's insurance company pays claims that are covered under the employer's insurance policy.
- 3.
Who is covered under workers' compensation insurance?
- Employers with one or more employees are required to carry workers' compensation insurance. Sole proprietors, partners, certain real estate, agricultural and domestic service employees are not covered. Police, firefighters, and federal employees are covered under different compensation programs. Municipal employees are only covered if the municipality has chosen to be covered. Independent contractors are not covered.
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4. Who can collect workers' compensation benefits?
- Covered employees who are injured at work or who become ill from working may be eligible to collect workers' compensation benefits. If your injury or illness is not work-related, a different program, such as Temporary Disability Insurance or Social Security Disability may provide benefits.
- 5.
Who can I contact if I have more questions about workers' compensation?
- If you have problems or questions about workers' compensation, call the Education Unit at (401) 462-8100 option 1 or email the Education Unit at WCEdcUnit@dlt.ri.gov
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