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Frequent Questions



Temporary Disability Insurance (TDI) benefits are not subject to Federal or State income taxes; therefore, you will not receive a G-1099 form from TDI.

Temporary Caregiver Insurance (TCI) benefits are subject to Federal and State income taxes. If you receive TCI benefits, you will receive a General Form (G-1099) at the end of the year beginning in January 2015 indicating the amount you received in TCI benefits during 2014, which will also be reported to the IRS.

TDI provides benefit payments to insured RI workers for weeks of unemployment caused by a temporary disability or injury. The TDI program, enacted in 1942, was the first of its kind in the United States. It protects workers against wage loss resulting from a non-work related illness or injury, and is funded exclusively by Rhode Island workers. Only four other states; New York, New Jersey, California and Hawaii, as well as the commonwealth of Puerto Rico, have a TDI program.

 
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TDI customers can download the TDI/TCI application from our website.

Temporary Caregiver Insurance Program -
The new Temporary Caregiver Insurance Program (TCI) was signed into law on July 11, 2013. TCI will provide eligible claimants up to four weeks of caregiver benefits to care for a seriously ill child, spouse, domestic partner, parent, parent-in-law or grandparent, or to bond with a newborn child, new adopted child or new foster-care child.

TCI claims will only be accepted as of January 5, 2014. You may file online or click here to download a paper application; or you may call (401) 462-8420 and select option 1 for a paper application to be mailed to your home.

Legislative Change Regarding the Seven Day Non-Paid Waiting Period: New claims filed with an effective date of 7/1/12 or later, the un-paid waiting period week is eliminated due to a legislative law change. An individual is still required to be out of work for a minimum of seven consecutive days in order to be eligible for benefits if filing a new claim or refilling on an already established claim.

 Maximum Benefit Rate Increase:

Claims with a Benefit Year Begin Date of 7/6/14 or greater, $74.00 is the minimum benefit rate and $770.00 is the maximum benefit rate. This does not include dependency allowance.  The weekly benefit rate remains the same throughout the entire benefit year.

First Payments - Most eligible customers get their first payment within 3-4 weeks from the day we receive a valid application. Missing, or incorrect information may delay payment. Prompt responses from QHPs are needed to process claims. An individual is required to be out of work for at least seven (7) consecutive days in order to be eligible for benefits.

Can I file my claim ahead of time? No, you may not file your claim ahead of time. A claim cannot be entered into the system until after you are out of work.

What is the timely “medical-exam-date” requirement? TDI law requires the claimant to be examined by a Qualified Healthcare Provider (QHP) within the calendar week in which the first day of unemployment due to illness occurs or in the calendar week prior or the week following the disability date

Click here to file a claim online.

To check the status of your claim, click here. You will need your Social Security number and confirmation number to check the status of your internet-filed claim.

If you work for two or more RI Employers during one year, you may be eligible for a TDI Tax Refund. If you think you're eligible, download the TDI Refund Notice.

Our customers can now download the application from our web site. Click here to download the application, or call (401) 462-8420, option #1, and provide your name, address, phone number and social security number. A paper application will automatically be mailed to you on the following day. Due to high call volume, wait times for customer assistance may exceed 20 minutes.

If you are having difficulty reaching the customer service, you may email your questions to tdi@dlt.ri.gov. Please include your full name, phone number and hometown in your email. Most emails are answered between three and four business days.

The TDI/TCI program is financed entirely by employee payroll deductions. The current withholding rate as of January 1, 2013 is 1.2% of your first $61,400 in earnings. Workers aged 14 and 15 are exempt from wage deductions and coverage. If you worked for more than one RI employer in a calendar year and your total wages were more than $60,000 (in 2012), you may be entitled to a TDI tax refund. You can download a TDI tax refund claim form on-line at www.uitax.ri.gov/docs/TX-Forms/TX-16.pdf. You can also obtain the refund form from the Division of Taxation, 1 Capitol Hill-Suite 36, Providence, RI 02908, (401) 574-8700.

Most individuals who work in Rhode Island, regardless of place of residence, are covered by TDI. (Exceptions include federal, state and some municipal employees as well as partners and non-incorporated self employed workers.) To be eligible, an individual must meet certain earnings requirements and be medically certified by a certified health care provider as unable to work.

Temporary Caregiver Insurance (TCI) benefit payments are taxable and the department will provide a statement, IRS Form 1099G, of the total amount of benefits received furing the year. This information will also be provided to the Internal Revenue Service (IRS).

Temporary Disability Insurance (TDI) benefit payments are not taxable therefor the department will not be providing an IRS Form 1099G.

 

 


 
RI Department of Labor and Training
Temporary Disability Insurance
P.O. Box 20100,
Cranston, RI 02920
-0941

Phone: (401) 462-8420
Fax (401) 462-8466
TTY via RI Relay: 711
7/2/14 MDF
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  DLT is an equal opportunity employer/program. Auxiliary aids and services available upon request