Employers subject to the Workers' Compensation Act are required to carry workers compensation insurance. To satisfy this requirement, an employer may:

		Purchase a workers' compensation insurance policy from an insurance company licensed to write such policies in Rhode Island.
		Become certified for self-insurance from The Division of Workers' Compensation
		Become certified by the Department of Business Regulations as part of a self-insurance group
		Be self-insured by statute. The State of Rhode Island and some municipalities are self-insured by statute.

To be certified by The Division of Workers' Compensation, an employer must complete the certification process. The certification process requires:

		A long term commitment by the employer
		The employer be financially secure
		An investigation of the employer by The Division of Workers' Compensation
		A hearing before the Director of the Department of Labor & Training
		The employer to provide financial guarantee.

The certification process takes approximately 60 days. Certification will expire unless it is renewed annually.

For more information, please contact Sharon Benoit at (401) 462-8094, or email sbenoit@dlt.ri.gov

To comment on this site, please contact the WC web staff at (401) 462-8023 or WCWebmaster@dlt.ri.gov

Rhode Island Department of Labor and Training
Division of Workers' Compensation
1511 Pontiac Avenue, Building 71-1, First Floor, PO Box 20190, Cranston RI 02920-0942
Email: WCEdcUnit@dlt.ri.gov | Phone: (401) 462-8100 | TDD:(401) 462-8006
Sandra M. Powell, Director