Workers' Compensation, RI Dept. of Labor and Training
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Self Insurance

Employers subject to the Workers' Compensation Act are required to carry workers compensation insurance. To satisfy this requirement, an employer may:


  Purchase a workers' compensation insurance policy from an insurance company licensed to write such policies in Rhode Island.
>   Become certified for self-insurance from The Division of Workers' Compensation
  Become certified by the Department of Business Regulations as part of a self-insurance group
  Be self-insured by statute. The State of Rhode Island and some municipalities are self-insured by statute.

To be certified by The Division of Workers' Compensation, an employer must complete the certification process. The certification process requires:

  A long term commitment by the employer
>   The employer be financially secure
  An investigation of the employer by The Division of Workers' Compensation
  A hearing before the Director of the Department of Labor & Training
  The employer to provide financial guarantee.

The certification process takes approximately 60 days. Certification will expire unless it is renewed annually.

For more information, please contact Matt Carey at (401) 462-8127, or email

RI Department of Labor and Training
Workers' Compensation
Center General Complex
1511 Pontiac Avenue, Cranston, RI 02920

Phone: (401) 462-8100
Fax (401) 462-8105
TTY via RI Relay: 711
12/3/18 MDF
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