Workers' Compensation, Rhode Island Department of Labor and Training


Self Insurance
 

Employers subject to the Workers' Compensation Act are required to carry workers compensation insurance. To satisfy this requirement, an employer may:

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  Purchase a workers' compensation insurance policy from an insurance company licensed to write such policies in Rhode Island.
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  Become certified for self-insurance from The Division of Workers' Compensation
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  Become certified by the Department of Business Regulations as part of a self-insurance group
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  Be self-insured by statute. The State of Rhode Island and some municipalities are self-insured by statute.


To be certified by The Division of Workers' Compensation, an employer must complete the certification process. The certification process requires:

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  A long term commitment by the employer
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  The employer be financially secure
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  An investigation of the employer by The Division of Workers' Compensation
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  A hearing before the Director of the Department of Labor & Training
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  The employer to provide financial guarantee.

The certification process takes approximately 60 days. Certification will expire unless it is renewed annually.

For more information, please contact Sharon Benoit at (401) 462-8094, or email sbenoit@dlt.ri.gov




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Rhode Island Department of Labor and Training
Division of Workers' Compensation
1511 Pontiac Avenue, Building 71-1, First Floor, PO Box 20190, Cranston RI 02920-0942
Email: WCEdcUnit@dlt.ri.gov | Phone: (401) 462-8100 | TDD:(401) 462-8006

Sandra M. Powell, Director


updated: July 16, 2008