Waivers - Corporate Officers are usually included as employees unless they file a waiver form, Notice of Claim of Common Law Rights (DWC-11) with the Department of Labor & Training. Injured employees who have filed the DWC-11 are not covered by the workers' compensation system, and they are NOT covered by their health care provider for medical bills related to work injuries. Employees who have filed the DWC-11 can sue the employer in civil court for damages from work related injuries.
Independent Contractor - is someone who has an independent business and is available for hire to the public. An independent contractor is not eligible for the hiring company's workers' compensation benefits. You must file a Notice of Designation as Independent Contractor Form (DWC-11-IC) with us to be considered an independent contractor for workers' compensation purposes. An independent contractor you hire should provide you with proof of a workers' compensation insurance policy OR a copy of the DWC-11-IC form filed with the Department of Labor & Training that names you as the hiring entity. A list of independent contractor forms filed is available online.
Reporting Insurance Policy Information - Insurance carriers are required to report the start, end and change to each workers' compensation policy for RI. Please refer to reporting requirements.
Posters - Employers must display the state poster naming their insurance carrier. The poster is available in English and in Spanish. All required Employment Posters are free and can be downloaded from here.
Reporting Injuries - Employers must submit a First Report of Injury (DWC-01) to the Department of Labor & Training within 10 days of being notified of any injury that requires medical treatment or prevents the employee from earning full wages for at least 3 days. Fatal injuries must be reported within 48 hours. The injury MUST BE REPORTED even if the employer questions the claimed injury. Filing the form does not mean the employer accepts responsibility for the injury. Failure to file carries a $250 penalty. The injury MUST also be reported to the employer's insurer. If an employer has an agreement with the insurer where the insurer files the first report, the employer is still responsible for the penalty if the report is not filed. The First Report form is available in PDF and Excel formats.
Forms - Employer forms are available here.