What is an overpayment of Unemployment Insurance benefits?
- An overpayment of Unemployment Insurance benefits occurs when you were paid benefits that you were not entitled to receive.
Am I required to re-pay the overpayment?
- Yes. You are required to payback these funds. If you do not repay your overpayment it will be recovered by deductions from future benefits, seizing your tax refund, lottery winnings, or a referral to a collection agency.
- 3. How can I prevent an Unemployment Insurance Overpayment?
- Provide complete employment history including dates and correct reason you are no longer working for each employer
- Review your “Benefit Rate Decision” to ensure that all employment and wages reported are correct
- If you return to full-time work while collecting benefits, you must immediately complete your “Return to Work Form” available online at www.dlt.ri.gov/ui/return2Wrk.htm
- If you are working part-time you must correctly report all wages earned Sunday through Saturday for the week you are requesting benefits.
- You must be able and available for full-time work
- You must actively apply to at least three (3) places of work each week and keep a written record of your work search for each week you request benefits.
- 4.If I am working part time how I do collect partial benefits?
- If you are working part time you are entitled to collect benefits as long as your gross earnings are less than your benefit rate. You will be asked to report all gross wages when you certify for your weekly payment.
If I am working part-time how do I collect partial benefits?
- If you are working part-time you are entitled to collect benefits as long as your gross earnings are less than your benefit rate. You will be asked to report any wages when you certify for your weekly payment.
What are gross wages?
- Gross wages are your earnings before any deductions (taxes, health care ect..) have been taken out.
Can I collect benefits if I am working full time but earning under my benefit rate?
- You can not work full time and collect benefits even if your gross earnings are less than your benefit rate.
Will I receive a notice of overpayment?
- Yes. The Department mails an appealable decision when you have been paid Unemployment Insurance benefits that you were not eligible to receive. The decision shows the amount of the overpayment and interest, if any, why you were overpaid and information about your appeal rights.
If I decide to appeal, what do I need to include in my letter of appeal?
- In your letter, please provide your name, social security number, current address, the case number you are appealing, and the reason for appealing the decision. Once received, you will receive further instructions by mail. Additional information regarding the appeal process is listed in “Your Benefit Rights” provided online at www.dlt.ri.gov/ui or by calling the Interactive Voice Response System (teleserve) at 401-243-9100 and choosing option 2
What do I need to include in my letter of appeal?
- In your letter, please provide your name, social security number, current address, the case number you are appealing, and the reason for appealing the decision. Once your appeal is received, you will receive further instructions by mail. Additional information regarding the appeal process is listed in “Your Benefit Rights” provided on-line at www.dlt.ri.gov/ui or by calling the Interactive Voice Response System (tele-serve-) at 401-243-9100 and choosing option 2.
If I am appealing my overpayment do I need to continue to pay back the funds?
- If you are appealing your overpayment decision, you must continue to make restitution. If the decision is ruled in your favor, any money repaid will be returned to you. Rhode Island General Law, Chapters 42-62-7.1 and 44-30.1-1 allows for offset of personal income tax refunds and lottery winnings to repay any UI benefit overpayment.
What is the balance of my overpayment?
- You may contact the overpayment unit at 401-462-8010 for information on your Unemployment Insurance overpayment. This information will also be provided in your monthly billing notice, which is mailed the first of every month. It is important to update the Department with any address changes.
Do I have to pay interest on the overpayment amount?
- The interest on an overpayment will continue to accrue at 18% per year as long as there is a principal balance.
Can the interest be waived?
- No, the interest cannot be waived.
What does my billing notice mean?
- A billing notice is generated the first of every month to all customers with an outstanding overpayment balance. The billing notice includes the total principal and interest amount due..
Will the 1099g that I receive for tax purposes indicate if I made payments towards the overpayment?
- The 1099 represents benefits paid to you by the department within the last calendar year.
If you have made payments on an overpayment during the last calendar year this will not be reflected on your 1099 and you should advise your accountant for income tax filing purposes.
Where do I mail payments toward my overpayment balance?
- Payments should be mailed to the Department of Labor and Training, Overpayment Unit, at PO Box 20380, Cranston, RI 02920. Accepted payment methods are checks and money orders payable to the Department of Labor and Training.
Can I file a claim for Unemployment Insurance benefits if I have an overpayment?
- You may file a claim for benefits; however, if you are eligible for a claim and requesting weekly payments the Department will deduct the money owed from your weekly Unemployment Insurance benefits. This process is referred to as an offset.
Can I be prosecuted for not reporting my work and earnings while receiving UI benefits?
- Yes, you are committing fraud by misrepresenting your employment status to the Department, working while collecting Unemployment Insurance and/or inaccurately reporting your earnings.
Any person who commits fraud will be penalized, and may be arrested and prosecuted.
- 20. What if I know or suspect that someone is committing fraud by working and collecting benefits?
- We need your help to keep the Unemployment Insurance system fair for everyone. If you have reason to believe that someone committed Unemployment Insurance fraud, please contact us. You may remain anonymous. You can report Unemployment Insurance fraud three ways:
• Call our Unemployment Insurance Fraud Hotline at (401) 462-1522
• Fax to: (401) 462-8474
• Mail to: RI Department of Labor and Training UI/TDI Fraud Unit, 1511 Pontiac Ave. Cranston, RI 02920.
REMEMBER: DO NOT WAIT UNTIL YOU RECEIVE YOUR PAYCHECK TO NOTIFY THE DEPARTMENT THAT YOU RETURNED TO WORK. YOU CANNOT COLLECT BENEFITS AS SOON AS YOU START WORKING FULL TIME.