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An overpayment of Unemployment Insurance benefits occurs when you were paid benefits that you were not entitled to receive.
If you are overpaid unemployment benefits, you are required to payback these funds. If you do not repay your overpayment it will be recovered by deductions from future benefits, seizing your tax refund, lottery winnings, or a referral to a collection agency. If you are working full-time, you cannot collect unemployment benefits, even if you're gross earnings are less than your benefit rate.
If you've been overpaid, you will receive an overpayment notice - the Department mails an appealable decision when you have been overpaid Unemployment Insurance benefits. The decision shows the amount of the overpayment and interest, if any, why you were overpaid and information about your appeal rights. The interest on an overpayment will accrue at 18% per year as long as there is a principal balance.
To appeal, you need to write a letter, including your name, social security number, current address, the case number you're appealing and the reason for the appeal. Once the Department receives your appeal letter, you will receive further instructions by mail. Additional information regarding the appeal process is listed in “Your Benefit Rights” provided online at www.dlt.ri.gov/ui or by calling the Interactive Voice Response System (teleserve) at 401-243-9100 and choosing option 2.
If you appeal, you need to continue to repay your overpayment. If the decision is ruled in your favor, any money you've repaid will be returned to you.
Do not wait until you receive your paycheck to notify the Deparment that you returned to work. You cannot collect benefits as soon as you start working full time.
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