4. Use your card anywhere (retail stores) that accepts VISA debit
cards instead of using cash.
5. Cash-back option: A point-of-sale withdrawal lets you withdraw
money without having to pay surcharges and fees. Simply tell the
store clerk you choose the cash-back option and enter your PIN;
$0.25 charge per transaction.
6. If Chase ATM is not available, use Allpoint
logo ATM's (found at most CVS stores) to avoid paying ATM surcharges.
7. Avoid using an ATM to perform balance inquiries, which cost
$0.50 charge per transaction. Check your balance by calling Chase
toll free at 1-866-847-8586 or on the Web site at www.myaccount.chase.com
and keep track of your account balance.
Keep track of your account balance to avoid fees for "transactions
denied for insufficient funds," which cost $1.00 charge per
transaction.