Unemployment Insurance (UI) is a
federal/state program financed through employer payroll taxes and
administered by the Department of Labor and Training. The UI program
provides temporary income support to workers who lose their jobs through
no fault of their own.
Workers who become unemployed file
initial claims, which serve as notice that they are beginning a period of
unemployment. Claimants who qualify for benefits are counted in the
insured unemployment statistics. These statistics, which include initial
claims, payments, benefit amounts, and claim durations, are used as
Individuals collecting unemployment
insurance are included in the "total unemployment" figures,
which are used to calculate the monthly unemployment rate; however, the
insured unemployed represents a portion of the total unemployed
individuals in the state.
Disability Insurance (TDI)
& Temporary Caregiver Insurance (TCI)
benefit payments to insured RI workers for weeks of
unemployment caused by a temporary disability or injury. The
TDI program, enacted in 1942, was the first of its kind in the
United States. It protects workers against wage loss resulting
from a non-work related illness or injury, and is funded
exclusively by Rhode Island workers. Only four other states;
New York, New Jersey, California and Hawaii, as well as the
commonwealth of Puerto Rico, have a TDI program.
Temporary Caregiver Insurance Program (TCI) was signed into
law on July 11, 2013. Effective January 5, 2014, TCI provides
eligible claimants up to four weeks of caregiver benefits to
care for a seriously ill child, spouse, domestic partner,
parent, parent-in-law or grandparent, or to bond with a
newborn child, new adopted child or new foster-care child.